K-12, Employee Wellness, Parent Engagement Financial Literacy Solutions

Be Rich Academy

Be Rich Academy program creates a world where students are informed to make qualified financial decisions that will promote self-empowerment, elevate their families, and set a vision to impact people in their community and around the globe. Be Rich Academy will provide structure, accountability, and partnership to tweens, teens, and young adults. Successful implementation of this program will benefit students in the following areas (Benefits):

  • Introduce financial concepts
  • Hands-on manipulative engagement
  • Home extension activities
  • Promote savings and financial success
  • Track spending habits and determine areas of improvement
  • Reduce financial anxiety
  • Knowledge, Attitude, and Behavior (KAB)

Financial Literacy Services

  • Youth Financial Education (Be Rich Academy)
    • Educates students about making informed and qualified financial decisions to promote self-empowerment and financial stability.
    • Eight (8) week series of one (1) hour financial literacy workshops
    • A monthly newsletter for schools to provide to families
  • Employee Financial Wellness (Financial Coaching)
    • Strengthen participants’ willpower and ultimately help them develop new skills to take greater control of their personal finances.
    • One-on-one financial coaching for eight (8) weeks
    • Eight (8) week series of one (1) hour financial literacy workshops
    • On-going quarterly meeting with a financial coach
  • Family Engagement (Self-Sufficiency)
    • Eight (8) week series of one (1) hour financial literacy workshops
    • Help individuals develop a self-sufficiency plan
    • Link participants with programs and services to meet their financial goals
    • Educate participants on how to overcome barriers that may arise to achieving their goals
  • One-on-One Coaching
    • Unique Personal Financial Simulation software
    • 60 minutes 1:1 sessions over a 2 months period
    • Review of all financial records
    • Skill-building activities
    • Printable budget sheets, spending journal
    • Free E-Book
  • Seminars
    • We present financial education seminars to help educators, parents, students, and community members achieve their financial goals and aspiration. These seminars cover topics such as:
      • Budgeting
      • Saving for college
      • College living budgeting
      • Understanding credit
      • Retirement
      • Financial preparation for buying a home
      • Emotions and spending habits
  • e-Learning
    • 24/7 self-paced financial education using proprietary software.

Ohio Department of Education Financial Literacy and SEL Standards

This program is in alignment with Ohio Department of Education (ODE) standards including financial literacy and social-emotional learning standards. Financial literacy is a skill that does more than help students invest for their future; using an evidence-based program. Students who go through our financial empowerment program finish with more self-confidence in making financial decisions making, strengthen their belief in themselves and their abilities. Students start to learn the money language, psychology, and financial savviness, they get excited about their future and really enter a world of discussion and conversation.

According to ODE, “Ohio’s Learning Standards for Financial Literacy provide a foundation for what all students should know and gives students the skills needed for them to be informed and savvy consumers in today’s fast-paced and
ever-changing society. Ohio’s Learning Standards for Financial Literacy incorporate the following topics across the grade bands: financial responsibility and decision-making, planning and money management, informed consumer, investing, credit and debt, and risk management and insurance. Within these topics, students will:

  • Develop the ability to make informed and reasoned financial decisions;
  • Become prepared for their role as decision-makers as consumers; and
  • Act responsibly as consumers and investors and best utilize their limited resources.”

Financial Literacy Month

Every year financial literacy month takes place in April for the United States. Financial literacy month is a time for schools, parents, community members, and employers to highlight the importance of financial literacy, healthy financial decision making, changing attitudes, behaviors, and knowledge (KAB). Many people interested in financial literacy seek book recommendations to read and offer to others to read during financial literacy month. The following list of popular financial literacy and financial health can assist with reducing psychological stress, poverty, increase employee wellness, assist in making informed decisions, and become a savvy financial person.

  • Cary Siegel Why Didn’t They Teach Me This in School: 99 Personal Money Management Principles to Live By 
  • Robert T. Kiyosaki  Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
  • Dave Ramsey The Total Money Makeover Classic Edition: A Proven Plan for Financial Fitness 
  • David Bach The Automatic Millionaire 
  • Vicki Robin Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence 
  • William D. Danko and Thomas J. Stanley  The Millionaire Next Door: The Surprising Secrets of America’s Wealthy. 
  • Erin Lowry Broke Millennial: Stop Scraping By and Get Your Financial Life Together 
  • Jen Sincero  You Are a Badass at Making Money: Master the Mindset of Wealth 
  • Ernie J. Zelinski How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor 
  • Barbaara Stanny Secrets of Six-figure Women: Surprising Strategies of the Successful High Earners